Agarwal Loans

Buying a home is a major milestone, but the loan process can be overwhelming. At Agarwal Loans, we simplify your journey by acting as your reliable partner. We offer expert guidance and transparent service, using a unique bank rating grid to help you find the best home loan. This commitment to transparency ensures you save money and make a well-informed decision with confidence and peace of mind.

One Stop, All Solutions - Real Estate Services

Why Choose Agarwal Loans?

Guaranteed Savings with our Smart Saver Plan

Don't let your idle funds sit. Our Smart Saver Plan helps you reduce your total interest payments and shorten your loan tenure. In one case study, a customer saved an average of Rs. 22 lacs!

Home Loan Transfer Benefits

Is your current home loan tenure running beyond your retirement? We can help you transfer your loan to a new bank, often with a lower interest rate, a reduced tenure, and ZERO processing fees.
 

Knowledge Empowers You

Our "Talk to the Expert" approach ensures you understand every aspect of your home loan. We provide you with the facts and subject-matter expertise you need to make well-informed decisions.

End-to-End Support

From the initial application to the final loan disbursement, our team provides seamless, end-to-end support. We follow up with the bank on your behalf to ensure a hassle-free process.

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Why should I choose Agarwal Loans for my home loan needs?

At Agarwal Loans, we simplify the entire process — from comparing multiple lenders and getting the best interest rates to assisting with documentation and approvals.

Who is eligible for a home loan in India?

Salaried professionals, self-employed individuals, and business owners with stable income, valid documents, and a decent credit score can apply. Age, income, and repayment capacity also matter.

How much home loan can I get?

The amount depends on your income, age, repayment ability, and property value. Generally, lenders provide 75–90% of the property’s cost.

What documents are required for a home loan?

Commonly required are identity proof, address proof, income proof (salary slips/ITR), bank statements, and property papers. Document needs may vary across banks. You can check out our detailed blog for the complete list here: Home Loan Documents Checklist.

What tax benefits can I claim on a home loan?

Home loan borrowers can enjoy tax benefits on principal and interest repayments as per the Income Tax Act. For the latest rules and limits, it’s advisable to consult a tax professional.

Why should I choose Agarwal Loans over going directly to a bank?

Banks offer only their own loan products. Agarwal Loans compares multiple banks and NBFCs, ensuring you get the lowest interest rate, best terms, and stress-free processing.

Does Agarwal Loans charge extra fees?

In most cases, our services are free for clients. You save time, money, and effort without any extra cost.

Can Agarwal Loans help if my CIBIL score is low?

Yes. We guide you on improving your score and connect you with lenders who provide loans under special schemes for applicants with lower credit ratings.

How does Agarwal Loans simplify the home loan process?

We act as your single point of contact — from choosing the right lender, preparing documents, and submitting applications to follow-ups until disbursal. Our strong lender network and direct tie-ups ensure faster, hassle-free approvals with the best possible terms.

Does Agarwal Loans assist with balance transfers and refinancing?

Absolutely. If your current EMI or interest rate is high, we help transfer your loan to another bank/NBFC, reducing your long-term repayment burden.

Read what our customer say

Properties

5810 Sq.Ft. 4 BHK Residential ...

Whitefield main road

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5810 Sq.Ft.

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5810 Sq.Ft.

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5810 Sq.Ft.

5810 Sq.Ft. 4 BHK Residential ...

Whitefield main road

SUPER AREA

5810 Sq.Ft.

SUPER AREA

5810 Sq.Ft.

SUPER AREA

5810 Sq.Ft.

5810 Sq.Ft. 4 BHK Residential ...

Whitefield main road

SUPER AREA

5810 Sq.Ft.

SUPER AREA

5810 Sq.Ft.

SUPER AREA

5810 Sq.Ft.